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C.A. · Registered Migration Agent (MARN: 1803385)

Kompass Global Advisory — Immigration · Global Mobility · International Advisory

NRI & OCI advisory

You left India. Your money didn't. We keep both sides in order.

Tax, property, banking and repatriation for Indians and people of Indian origin living abroad, from a Chartered Accountant who has lived on both sides.

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Prefer a set time? Book a consultation · Mon–Sat, 10am–7pm IST

Which describes you?

An Indian citizen living abroad. India still taxes what you earn in India, and FEMA governs how money moves.

  • Your status is worked out each year from your travel, not assumed
  • Indian income, such as rent, interest and gains, is taxed here
  • NRE and NRO accounts follow different tax and repatriation rules

Chartered Accountant

Indian tax and FEMA, done in-house

Registered Migration Agent

MARN 1803385

Advising since 2013

Cross-border clients, worldwide

21+ years in Australia

Lived and worked on both sides

Start from your situation

What are you trying to sort out?

Choose the one closest to your position. Each page explains the process, the common mistakes and what to have ready. Wherever in the world you live, the work is done online.

Services

What NRIs most often need from us

Pick a service to see what it covers. Most clients need two or three together.

Where everything starts

Residential status review

The single fact that drives everything else. We calculate it properly each year rather than assuming last year's answer.

  • A day-count from your passport stamps and travel records
  • Why last year's status cannot be assumed for this year
  • How your status decides what India can tax
  • The difference between your tax status and your FEMA status
Enquire about this

Where you live

Your country changes the picture

India is one side of the position. Your host country is the other, and the two returns need to line up.

Indians in the United States

You file a US return on worldwide income and disclose foreign accounts, while India taxes what arises in India. The two returns need to line up.

India side: Kompass. US return: an independent US CPA we work alongside.

Typically on the list

  • Reporting Indian bank accounts, mutual funds and property in the US
  • Treaty relief so Indian income is not taxed twice
  • Selling Indian property while a US tax resident
  • Returning to India from the US

Our process

How we help

Every engagement runs the same way, so you always know what happens next and what it costs. Where you also need a CPA, tax adviser, investment adviser or property consultant abroad, we work alongside yours or introduce one from our network.

  1. Step 1You send an enquiry

    Use the form, WhatsApp or a call. Tell us where you want to go and what you want to do.

  2. Step 2Basic assessmentFree

    Use our free points calculator to see roughly where you stand. You can do it yourself, or we can do it with you. We do not give detailed assessments by email. A full assessment is part of the paid consultation.

  3. Step 315-minute call (Australia)Free

    For Australian visas, a short free call with our Registered Migration Agent to answer your first questions and point you in the right direction.

  4. Step 4Detailed consultationPaid

    A 40 to 45 minute session with a Registered Migration Agent on your full profile, your options and your questions. This is a paid service. The fee is shared when you book.

  5. Step 5Letter of advicePaid

    Included with the paid consultation. A written letter: the visa that suits you best, your next steps, cost considerations, which country fits, and realistic timelines.

  6. Step 6Service agreement and payment

    If you wish to go ahead, you sign our service agreement and pay. Our fees and scope are in writing before any work starts.

  7. Step 7Checklist and documents

    We issue a checklist made for your case, and collect and check your documents with you.

  8. Step 8We start your process

    We prepare and lodge your application, answer every request from the authorities, and keep you updated until a decision.

Sumit Kumar at his desk

Who you will speak to

A Chartered Accountant who holds both sides at once

Sumit Kumar migrated from India to Melbourne as a skilled migrant in 2005 and became an Australian citizen in 2010. Having rebuilt a career and a life in a new country himself, he knows first-hand what it takes to keep a life going across two countries: not just the paperwork and the deadlines, but the distance and the pressure of starting over far from home. Kompass Global Advisory is built on 25+ years of experience across immigration, overseas education, business, finance and international tax, so we help you see the bigger picture and make better-informed decisions.

  • Chartered Accountant and Registered Migration Agent, MARN 1803385
  • 25+ years across immigration, overseas education, business, finance and international tax
  • Works with individuals, families and businesses planning to move, study, invest or expand across borders

Enquiry

Send us your situation

Where you live, where your assets are, and what you would like help with. That is enough to start. You leave the first conversation with a clear view of your status, what is due, and what it will cost.

WhatsApp usQuickest replyCall us+91 91520 46460

Prefer a set time? Book a consultation · Mon–Sat, 10am–7pm IST

The more context you give, the more useful the first conversation will be.

FAQs

NRI questions

I am an NRI. Do I still have to file a return in India?
Usually yes, if your Indian income is above the basic exemption limit or specific conditions apply. Even where the amount is small, filing is how you claim back tax that was deducted at source in excess of what you owe. Thresholds change, so we confirm the position for the year.
What is the difference between an NRE and an NRO account?
An NRE account holds foreign earnings brought into India in rupees. The balance is generally freely repatriable and the interest is generally exempt from Indian tax. An NRO account manages income that arises in India, such as rent or dividends. Its interest is taxable and sending money out needs documentation. Rules change, so we confirm the current position.
How is tax on the sale of my Indian property handled?
The buyer deducts tax at source when they pay you. Without planning, that deduction is often far higher than the capital gains tax actually due. A lower-deduction certificate can bring it closer to the real figure, and any excess can be claimed back through your return.
When does my status change if I return to India?
Your FEMA status can change the day you return with the intention to settle. Your income tax status follows day counts and can differ. For a few years you may qualify as resident but not ordinarily resident, which can be valuable if planned before the move.
I hold an OCI card. Does that make me an NRI?
Not by itself. An OCI card is an immigration status. Your tax and FEMA position depends on where you live and how long you spend in India. We look at your actual facts.
Can you work with my accountant abroad?
Yes. We coordinate with your accountant, CPA or tax preparer overseas so the Indian and foreign returns agree, and nothing is reported twice or missed. If you do not have one, or you also need an investment adviser or property consultant abroad, we can introduce someone from our network.

Let's map your global pathway

A first consultation covers eligibility, realistic timelines, total cost and the tax consequences of the move. You leave with a written plan, not a brochure.

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