OSCA 2024 · 531231 · Skill level 3
Credit or Loans Officer: OSCA 531231
ABS OSCA 2024 v1.0 · visa lists checked 21 October 2026
Credit or Loans Officer is OSCA 2024 code 531231. It corresponds to ANZSCO 552211 Credit or Loans Officer (Aus) / Finance Clerk (NZ), which is not on the skilled visa lists. Visa lists still use the ANZSCO code.
ANZSCO equivalent
ANZSCO code for OSCA 531231
Skilled visa lists still use ANZSCO codes, so this is the code that decides your visa options.
ANZSCO 552211
Credit or Loans Officer (Aus) / Finance Clerk (NZ)
Not on the skilled occupation lists.
The job
What a credit or loans officer does
Analyses, evaluates and processes credit and loan applications.
Skill level 3: Certificate IV, or Certificate III with at least 2 years of on-the-job training, or 3 years of relevant experience
Also known as
- Credit Analyst
- Lending Consultant
- Loans Consultant
- Loans Officer
Main tasks
Main tasks
- Analyses information about customers, and examines references, credit ratings, investment risks, pay slips and other information against predetermined policy standards
- Contacts financial and credit institutions to obtain information about customers
- Prepares papers setting out conditions of credit and loans, rates of repayments and loan periods, and provides information about customers' standing to financial and credit institutions
- Authorises the approval of credit and loan applications, and recommends credit and loan conditions and limits
- Keeps records of payments, and prepares routine letters requesting payment for overdue accounts and forwards these for legal action
- Answers enquiries concerning credit standing of customers, loan balances and penalties
- May recommend, approve and arrange mortgages
Questions
OSCA 531231: common questions
What is the OSCA code for credit or loans officer?
What is the ANZSCO code for OSCA 531231?
Is Credit or Loans Officer on Australia's skilled occupation lists?
Does Home Affairs use OSCA codes for visas?
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Source: Australian Bureau of Statistics, OSCA 2024 v1.0 (CC BY 4.0); Department of Home Affairs, checked 21 October 2026. General information only, not immigration advice.
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