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Australia · Cost

Cost of studying in Australia, in rupees and dollars

Figures last reviewed on 1 November 2026. Fees and exchange rates change, so treat these as planning figures.

Tuition, living costs by city and the first-year total, in plain numbers. Work out your own total with the calculator below.

Fees

What you pay the college and the government

Tuition depends on the course and college. Health cover and the visa fee are on top.

  • Bachelor's degree

    A$30,000–A$50,000 a year

    ₹20–33 lakh (US$21,000–35,000)

    Most business, IT and arts courses sit in the middle.

  • Master's degree

    A$32,000–A$54,000 a year

    ₹21–36 lakh (US$22,400–37,800)

    Many master's courses take 1.5 to 2 years.

  • Health cover (OSHC)

    about A$750 a year

    ₹0.5 lakh (US$530)

    Bought before you apply. Price depends on insurer and course length.

  • Student visa fee

    A$2,500

    ₹1.7 lakh (US$1,700)

    One-time, paid when you lodge.

Living costs

Monthly cost by city

Tap a city to see where the money goes.

Sydney

Per month

A$2,630

₹1.76 lakh (US$1,840)

A$31,560 a year: ₹21.1 lakh (US$22,100)

  • Shared room A$1,350
  • Food A$650
  • Daily spending A$300
  • Transport A$180
  • Phone, internet, bills A$150

Melbourne

Per month

A$2,400

₹1.61 lakh (US$1,680)

A$28,800 a year: ₹19.3 lakh (US$20,200)

  • Shared room A$1,150
  • Food A$650
  • Daily spending A$300
  • Transport A$150
  • Phone, internet, bills A$150

Brisbane and Perth

Per month

A$2,350

₹1.57 lakh (US$1,650)

A$28,200 a year: ₹18.9 lakh (US$19,700)

  • Shared room A$1,100
  • Food A$650
  • Daily spending A$300
  • Transport A$150
  • Phone, internet, bills A$150

Adelaide

Per month

A$2,170

₹1.45 lakh (US$1,520)

A$26,040 a year: ₹17.4 lakh (US$18,200)

  • Shared room A$950
  • Food A$650
  • Daily spending A$300
  • Transport A$120
  • Phone, internet, bills A$150

Planning figures for a student sharing a room, cooking at home and spending a moderate amount. Living alone or in a studio costs more. Rates used: ₹67 and US$0.70 to the Australian dollar.

First year

Add it all up

Example: a master's in Melbourne, first year

about A$75,550

₹50.6 lakh (US$52,900)

  • Tuition A$42,000
  • Living costs A$28,800
  • OSHC A$750
  • Visa fee A$2,500
  • Return flights A$1,500

See how much money the student visa asks you to show

Your numbers

Work out your own cost

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Where do you want to study?

Sydney · livingA$2,630/mo

Good to know

Questions students ask about money

Is the visa funds amount enough to live on?

The visa asks you to show A$29,710 for living costs. In Sydney a shared room and moderate spending already costs about A$31,560, so plan a little above the visa figure in the big cities.

Which city is cheapest?

Adelaide is usually the cheapest of the main student cities and Sydney the dearest, mostly because of rent. Melbourne, Brisbane and Perth sit in between.

Can part-time work pay my costs?

It helps, but it cannot count towards the funds you show for the visa. You can work up to 48 hours a fortnight in term, and as many hours as you like in scheduled breaks.

How do I cut the bill?

Share a room, pick a college with a scholarship or fee discount, cook at home and choose a city with cheaper rent. Compare total cost, not just tuition.

FAQs

Study cost questions answered

How much does it cost to study in Australia from India?
For a master's degree, plan on about A$32,000–A$54,000 a year in tuition and A$26,000–A$32,000 a year to live on, depending on the city. The first year usually comes to about ₹45–55 lakh (US$49,000–58,000) including the visa fee, health cover and flights.
Which Australian city is cheapest for Indian students?
Adelaide is usually the cheapest of the main student cities, and Sydney the most expensive. Our city table shows the monthly and yearly cost for each.
Is OSHC included in the tuition fee?
No. Overseas Student Health Cover is bought separately and must cover your whole visa. We use about A$750 a year (₹0.5 lakh, US$530) as a planning figure.
Can I pay my fees with an education loan?
Yes. Many students use a bank or NBFC loan, and a sanction letter can count towards your funds evidence if it clearly covers the amounts you show. Ask us before choosing a lender, because terms differ.
How many hours can I work on a student visa?
Up to 48 hours a fortnight while your course is running, and unlimited hours in scheduled breaks. Part-time pay cannot be counted as visa funds.

Sources

  • Kompass study cost calculator figures, reviewed 1 November 2026
  • Department of Home Affairs, Student visa (subclass 500): immi.homeaffairs.gov.au
  • Planning rates: ₹67 and US$0.70 to the Australian dollar. Real rates move.

This guide is general information, not advice on your case. Information on this site is general guidance only and not legal, migration or investment advice. Rules, fees and occupation lists change frequently — always confirm current requirements with the relevant government authority before acting.

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